Quantum in Finance
Quantum in Finance is a QAI Ventures white paper by Dr. Tobias Denzler and Fraser Levick examining how quantum technologies could reshape the financial services industry. Written for executives and technical leaders, the paper combines academic research with interviews across financial institutions, quantum companies, academia, consulting, and government to provide a practical view of quantum security and quantum computing over the next decade and beyond.
Quantum in Finance is a QAI Ventures white paper by Dr. Tobias Denzler and Fraser Levick examining how quantum technologies could reshape the financial services industry. Written for executives and technical leaders, the paper combines academic research with interviews across financial institutions, quantum companies, academia, consulting, and government to provide a practical view of quantum security and quantum computing over the next decade and beyond.
The paper argues that post-quantum cryptography is the most immediate priority for financial institutions, while quantum key distribution may play a more targeted role in securing highly sensitive infrastructure. It also explores potential quantum computing applications including risk modelling, Monte Carlo simulation, derivative pricing, machine learning, fraud detection, portfolio optimisation, and payments.
A central theme is that financial institutions should not wait for fully mature quantum computers before acting. The paper recommends starting quantum-safe migration, educating leadership, developing scarce quantum and finance talent, building partnerships across the ecosystem, and experimenting with hybrid quantum-classical approaches. It concludes with a strategic roadmap covering now to 2030, 2030 to 2035, and 2035 and beyond, designed to help institutions build capability gradually while avoiding premature overinvestment.