Senior advisor, board member and CEO of HorizonX. 30+ years across consulting, telecommunications and financial services, and former Global Head of Innovation at HSBC — now helping boards turn quantum, AI and emerging technology into strategy they can execute.https://stevesuarez.com/https://stevesuarez.com/insights/citi-institute-quantum-threat-the-trillion-dollar-security-race-is-on/https://stevesuarez.com/insights/citi-institute-quantum-threat-the-trillion-dollar-security-race-is-on/Citi Institute’s Quantum Threat: The Trillion-Dollar Security Race Is On examines the growing cybersecurity, economic, and systemic risks posed by quantum computing as it moves closer to the ability to break today’s widely used public-key encryption. The paper argues that organizations should not wait for “Q-Day.” Harvest-now, decrypt-later attacks already create risk for sensitive data that must remain confidential for years or decades, making post-quantum cryptography an immediate business and security priorityMon, 05 Jan 2026 20:00:00 GMThttps://stevesuarez.com/insights/human-centric-design-for-finance/https://stevesuarez.com/insights/human-centric-design-for-finance/Human Centric Design for Finance, co-authored by Steve Suarez and Harold Hambrose, explores how design thinking can help financial institutions improve operations, reduce risk, and deliver better outcomes by putting people at the center of transformation. The article argues that traditional approaches such as process analysis, technology implementation, change management, and training often fail to address the underlying human behaviors that shape how work actually gets done. Using real-world examples from banking and finance, the article presents a practical design-led approach built around four areas: accurately defining the problem, exploring and visualizing potential solutions, using prototypes to reduce risk and prove that solutions will work, and creating greater clarity to speed implementation and adoption. At its core, the article makes the case that designers do not simply make complex things look simpler. Their value is in bringing clarity to complexity, helping diverse teams understand problems, test ideas, build consensus, and turn a shared vision into something that can actually be implemented.Wed, 15 Jan 2020 20:00:00 GMThttps://stevesuarez.com/insights/mckinsey-quantum-technology-monitor-2026-a-commercial-tipping-point/https://stevesuarez.com/insights/mckinsey-quantum-technology-monitor-2026-a-commercial-tipping-point/Quantum computing is no longer just an emerging technology. Our latest Quantum Technology Monitor report shows that over 300 global companies are adopting it, fueling a multibillion-dollar market.Mon, 27 Apr 2026 20:00:00 GMThttps://stevesuarez.com/insights/quantum-in-finance/https://stevesuarez.com/insights/quantum-in-finance/Quantum in Finance is a QAI Ventures white paper by Dr. Tobias Denzler and Fraser Levick examining how quantum technologies could reshape the financial services industry. Written for executives and technical leaders, the paper combines academic research with interviews across financial institutions, quantum companies, academia, consulting, and government to provide a practical view of quantum security and quantum computing over the next decade and beyond.Wed, 05 Aug 2026 20:00:00 GMT